Online Commercial Bankers Database Since 2003
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400Bankers.com has over four hundred approved Commercial Bankers
Hard Money Financing
Hard Money Loans from $100,000+ No Max worldwide.
Funding available for any commercial property type from Apartment buildings and condo conversions to office, warehouse, retail, resort, etc.
NO CREDIT MINIMUM!
NO TAX RETURNS!
MAX 75% LTV
RAW LAND FINANCE UP TO 90% CLTV with seller financing!
50%-60% AS IS VALUE 1ST DRAW
UP TO 65% FUTURE VALUE
UP TO 90% COST FINANCING
MINIMUM LOAN AMOUNT $5,000,000
| Loan Criteria | Program guidelines |
| Loan Size | $100,000+ No Max Outside of USA minimum loan $1 Million+ |
| Lending area | USA and international |
| Type | Purchase, Refinance rate/term, Cash-Out, Construction |
| Loan-To-Value | up to 75% LTV 1st loan Up to 100% finance loan if appraisal 60% LTV or less 50% LTV Raw land 65% LTV Developed Land |
| Combined Loan-To-Value | up to 90% CLTV with seller financing in USA All other minimum down payment 15% |
| Property Type | Multifamily, Mixed-Use, Condo Conversion, Office, Hotel, Motel, Resort, Industrial, Senior housing, Retail, Warehouse, golf course, Adult Entertainment, and many more. RAW LAND, Yes! |
| Interest Rate | 9% - 16% |
| Term | up to 3 years |
| Amortization | Interest Only |
| Credit Score | no minimum |
| Property Condition | A, B, C |
| Lender Fee(s) | 3% to 8% of loan amount |
| Broker Fee(s) | 1% |
| Referral Fee(s) | $30 non-refundable due at loan submission (400Bankers fee)
Fee is ONLY refundable if we are unable to match you with a lender/broker in our network. |
| Due Diligence Fees | Borrower responsible for out of pocket expenses (appraisal, title, closing, etc) Fees $3,000+ depending on loan size |
| Prepayment Penalty | None |
| Closing Time | 30 days or less |
Brokers: Brokers are welcome and protected!
Ultimate Credit Line
If you're looking for down payment money or quick cash for any purpose Click here.
Unsecured credit lines from $5,000 to $100,000+
Advanced Equity
Purchase properties with no money down using equity in the property. Good for properties selling below market value or properties with flexible sellers who are willing to finance. Click here
Learn how to structure 100% financing on your deals using various systems.