Collateral Enhancement Loan $10 Million+
400Bankers.com can help you arrange collateral enhancement loans from $10,000,000 USD. Funds can be used for real estate, business, technology, humanitarian projects, acquisitions, buyouts, etc. Financing available worldwide.
Many potential deals are impossible to complete because of a shortfall in lendable collateral value. In these instances, collateral enhancement programs may be a good option.
The Borrower must have a strong cash flow to pay the debt service on an interest only note for 10 years or have a Guarantor to insure the debt service. Companies desiring to expand without giving up equity find this an ideal structure.
The Borrower must have current positive cash flow and be able to demonstrate the ability to effectively employ the funds provided to generate adequate cash flow to service the debt or have a Guarantor to insure the debt service.
The program requires three parties: The Borrower (Guarantor), a Lender/bank, and a Depositor (Collateral Provider).
The Depositor, for a fee, provides funds to purchase 10-year CDs (certificates of deposit) to the Lender resulting in the Borrower obtaining fixed-rate funding over a ten-year term without giving up equity.
The CD guarantees the principal of the loan so the Borrower may not have to pledge assets to secure the loan. The Borrower may be required to pledge sources of cash flow to guarantee the payments on the interest only loan. This can be taken care of by bringing in a guarantor.
We have made this program simple and flexible for anyone who wants to get funded. 400Bankers.com has access to depositors, lenders and guarantors to make this transaction quick, easy and smooth for all parties.
Transaction
The principal amount of the CD fully secures the Lender for the loan principal.
The borrower’s assets are not required to collateralize the loan principal. Loan interest payments may be managed and paid-off by top brokerage firm (Guarantor) for a fee.
Because the Lender assumes no risk of principal, the credit quality for this loan will likely be superior to the majority of its existing loan portfolio.
Borrower has immediate funds to accomplish its business objectives. This is accomplished without equity dilution.
Borrower has an apparent high amount of interest payable over the term of the loan with the Commercial Lender; however, (a) all Borrower payments are structured to be tax deductible as interest, (b) Borrower’s cash flow requirement is significantly reduced because no reduction of principal is ever required; this is an interest only transaction.
Program great for raising capital, development projects, or large purchases.
If you are interested in this program please contact us for more information.
Minimum deposit required to get financing through this program is $1.5 Million USD
TWO PROGRAMS AVAILABLE:
| STRONG CASH FLOW BORROWER |
DEBT FREE LOAN |
$100,000,000 Loan amount
-$60,000,000 Depositor
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$40,000,000 Borrower Use with average 20% APR
|
$100,000,000 Loan amount
-$60,000,000 Depositor
-$30,000,000 Guarantor
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$10,000,000 Borrower Use Debt Free
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*These are examples of what the transaction may look like.
NO MINIMUM DEPOSIT? CHECK OUT TERM SHEET FUNDING:
Term Sheet Funding $25 Million+ for development projects
• Loans range from $25 Million +
• Borrower finds bank that will fund against Certificate of Deposit
• Bank issues Term Sheet
• Collateral provider gives funds to borrower for CD purchase in borrower's name
• NO Minimum deposit required
• All commercial property types
• Development financing
• Humanitarian projects
• No Minimun credit score
• Financing worldwide
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